Life Insurance
In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the death of the insured person.
Aflac's term life policies provide a set amount of coverage that lasts for a specific period. Aflac offers several types of policies to fit anyone's needs and budget, including individual and joint policies. You can select the length of time you want your policy to last, which can range to 30 years. After purchasing a policy, you will have peace of mind knowing that your loved ones will be provided with financial security should something happen to you before the end of your term.
Aflac's term life insurance can help you protect your loved ones in a time of need. Term life insurance is available for individuals and couples, and there are several ways to pay for it. You can choose from three different plans:
Aflac's term life insurance is flexible in that you can choose how long the policy will last. If something happens early on after purchasing Aflac term life insurance—like getting sick or injured—you have peace of mind knowing your loved ones won't struggle financially while tending to your needs.
Aflac's term life insurance provides families with financial protection for a set period of time at an affordable rate. If you're looking for coverage that doesn't last forever, or if you're unsure how long your family will need the coverage, term life is often the best option. It's less expensive than permanent policies and allows you to adjust your coverage if, for example, one family member loses his/her job and can no longer afford premiums. Term life is also ideal if you are in good health because it has lower premiums than other types of insurance plans.
Aflac's term life policies require no medical exam and are available for individuals, couples or both. You can purchase a policy for children as well. Insurance is available to seniors as well if you wish to protect your family in case of your untimely death.
Aflac will even insure people who have health issues or pre-existing conditions (like diabetes) and those with disabilities such as blindness or deafness. They also have policies that cover those with chronic illnesses like asthma, emphysema, heart disease and more.
Aflac provides term life insurance to individuals, couples, and families. You can choose a policy that provides coverage for you alone or your family.
Aflac offers term life insurance with no medical exam, no health questions and no blood tests. If you qualify for coverage based on your answers to our straightforward questionnaire, you can purchase your policy in minutes.